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Thursday, October 11, 2007

New Real Estate Investors - Stop worrying! Start Networking!

So you've decided to invest in Real Estate? Have you built your Team yet? Do you realize the importance of a Network? Does any of this sound the least bit familiar? Do you know who you are going to call when you have questions?

It's early Saturday morning and you're Driving for Dollars. You've decided that you're not going back home until you find at least 10 run down/vacant looking properties. Once you locate them, you write down the address, jot down a few notes and snap a couple of pictures.

Now you're on your way back home and you're dreaming the perfect scenario. You will find the owners and will call them right away. You will follow your script (knowing exactly what to say) to check their motivation. The call will go smoothly, you feel confident and you'll offer to buy their house for 50% of the market value and they'll say yes! Awesome!

So you get home, hop on the internet to first check your email and then the distractions kick in and you start internet surfing. One site then another...you have lost your focus. Then you get hungry and get a snack. A few minutes later a family member has a question. Now your getting tired and make some coffee.

After coffee you swear you're going to re-focus. Back to the computer, check your email, surf around, etc. Now you realize you only have 30 minutes until you have to get ready to go out for the evening so you quickly pull up the online tax records, find the owners and look up their phone numbers. Sunday comes and goes without getting back to anything real estate related.

It's now Monday morning and you're on your way to work and are beating yourself up because you didn't make one phone call. And the worst part about it is that you have no clue why???

Maybe you're not making offers because you don't want someone to say "yes"? Sound crazy? Think about it....honestly.

Are you a New Real Estate Investor who is not making offers because you have no idea what you are going to do if an owner actually says "yes" they want to sell?

Stop worrying! Start Networking! Once you have Real Estate Investing colleagues, finding the money and/or finding someone to assign a contract to is even easier than finding deals!

No Real Estate Investor does this alone, especially in the beginning. Networking is key. Join a Real Estate Investment Group or Association, read and post on message boards, read and contribute to Real Estate Forums. Educate yourself.

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Chris Parks is a Real Estate Investor who has been involved in Real Estate in one capacity or another since the mid 1980s. As a member of a small group of Real Estate Investors & Entrepreneurs, and always having the knack for explaining Real Estate Basics in an easy to understand manner, Chris created REI for Newbies in order to teach & assist new Real Estate Investors in a step-by-step, easy-to-understand manner. http://www.REIforNewbies.com

Sunday, October 7, 2007

Tips For Getting The Best Car Insurance Rate

Auto insurance is always a must and it is a law in every state. Not only is it required by law, it's just a good piece of mind knowing that you, your loved ones and the other driver are insured when you are out on the road.

Whether you are looking for a quote on car insurance or looking for tips on how you can save money, you will be glad to know that it really doesn't take a lot of effort or time to get the best possible rate for your car.

Here are some Tips For Getting The Best Possible Automobile Rates For Your Insurance Needs:
Check Your Credit Score.

It's very important for you to know your credit score, as the higher your score, means a better insurance quote.

It's important knowing that according to the Fair Credit Reporting Act, auto insurance companies are allowed to review your credit history through credit history reports. These companies can do this without you, (the policy holder) even knowing, which helps determine your insurance premium.

If there are negative comments on your credit, try to resolve any of those issues before inquiring about insurance quotes. Contact the company or companies that have noted any negative comments on your credit report and ask them what you need to do to have those comments removed from your report.

You can also seek attorneys who specialize in credit repair.

Auto insurance companies will reward those with a higher credit score as it is believed that those who have a higher score are more responsible and will submit less claims, which of course costs the insurance companies less money.

Insure All Of Your Vehicles With One Insurance Carrier.
You will get a discount for multiple vehicles insured with the insurance company.
Also, if you own a home, insure your house as well, for even better savings!
Check Your Driving Record With The Motor Vehicle Services Division.
If you know that you don't have any citations on your record, don't worry about this.
If you do have a citation on your record, make sure that you pay any unpaid fines so that the state does not suspend your license. If you believe that you were cited for something that you are not guilty of, you can contest the citation in court.

Simply request a hearing if you believe you are not responsible for any of the cited violations. You may also request the court to set a date for a civil traffic hearing. Typically this request can be made in person or by mail; call ahead to save time.

Be Honest With All Of Your Questions On The Insurance Application For Your Auto Insurance.
This should go without saying, but it is very important that you are truthful with each and every question. Auto insurance companies can deny you coverage if they discover that you provided false information. Auto insurance laws allow a 60-day discovery period, which enables insurance companies to cancel an insurance policy for non-demographic reasons.

Examples of these reasons may include: race, religion, ethnicity, location, color. If an applicant lies on the initial application and the insurance company is made aware of this, by law, they may cancel your policy.

Ask About Discounts For Driver's Education.

Many companies offer discounts for approved driver education or safety classes. Insurance companies view these educational classes as a benefit to them, as it is their belief that you will have learned some very important driving tips in which you will hopefully apply every time that you get behind the wheel.

By attending these driving classes, you can sometimes save a good 5-10 percent off your premiums, which can really add up and provide you with a very attractive automobile insurance quote which in turn, allows you to save money on car insurance.

If you want to insure your car with the best possible rates, there are many ways to save money and insurance companies look favorably on drivers who take the time to not only save money, but also credit you for wanting to become a safer driver. Insurance companies appreciate drivers who participate in these classes because it means less claims for them to process, more importantly, it means less money that they have to pay out on these claims.

Before signing up for a driving class though, contact your auto Insurance company and make sure that they recognize the class that you are considering participating in.
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Cecilia Valenzuela is a full time entrepreneur and advocate for helping other hopeful entrepreneurs become successful in their own business. Valenzuela is a translator, teacher and successful online business entrepreneur who vows to help others follow their own online business dreams. Find out more about car insurance rate tips along with Arizona attractions at: http://www.my-arizona-desert-living.com/Arizona-Auto-Insurance.html

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